WeCollect is a global provider of payment solutions focused on providing access to the Asian markets. Founded by industry veterans and backed by blue-chip investors including global conglomerate Henyep Group, we provide our clients with best-of-breed payment technologies and services which allow access to the fast-growing Asian consumer markets.

We have localized knowledge of the China payment market and our solutions are specifically designed to meet the needs of targeted industry verticals which require specific needs.

Our singular focus is to provide efficient and feature-rich payment solutions specific to global electronic and mobile commerce.


Payment Processing

Secure connectivity to multiple financial institutions and card networks, checkout with personalized options for web and mobile

Payment Management

Sophisticated and flexible payments management services including settlement in multiple currencies, refunds, and payout solutions

Risk & Fraud

Advanced risk management and fraud platform with a full PCI DSS Level 1 v.3 compliant gateway

Reporting & Analytics

State of the art back office with easy to use API’s which enable complete control and flexibility in your reporting needs

Payment Processing


WeCollect provides unrivaled access to the China UnionPay network and other China specific payment methods which support all debit, credit, and bank cards issued by 200+ Chinese banks plus e-wallet companies providing blanket coverage of a large percentage of Chinese consumers.

We provide full front end and back end processing services including authorization, confirmation, settlement, and remittance of collected funds to merchants. Unique solutions including China UnionPay card issuing services complete a full-service offering.

As your China payment specialist, outsourcing this to WeCollect simplifies your operations and makes a usually difficult process easy and more efficient. We also provide industry leading real-time reporting and analysis tools to enable your operation to obtain detailed information. Our solution has been tried and tested to meet the needs of both small and large enterprises so no matter the complexity of your needs we can tailor a solution to meet your needs.


WeCollect also provides solutions to other Asian payment methods for the Japanese and Indonesian markets. Solutions include JCB card issuing and access to multiple local card networks in Asia.

For more information about these services please contact us.

Payment Management

WeCollect provides its clients with tailor made payment management solutions to meet the needs of a diverse range of industries. This includes unique accounts payable services including both inbound and outbound payments supported by all major banks in China + other specific services related to the Asian markets.

WeCollect also works with well-established prepaid card issuers specifically for China UnionPay and JCB international prepaid card issuing in USD, EUR, GBP, HKD, JPY, and CNY that can be accepted worldwide at ATMs, POS machines, and Internet processing. Our prepaid cards can be used as gift card, generic prepaid card, and co-branded card for enterprises anywhere in the world.

Risk & Fraud

At WeCollect risk and fraud prevention is at the heart of our solution. Our processes undergo the following measures:

  • Risk checks
  • Identifies doublet within timeframe
  • Fraud attempt cache, fraud pattern, 24h blacklist
  • Individual blacklist by accounts
  • Individual blacklist country by IP
  • Individual blacklist country by BIN
  • Velocity count check, maximum number of transactions per account
  • Velocity volume check, maximum volume per account
  • Velocity count check, maximum number of transactions per IP-address
  • Uniqueness check
  • Anonymous proxy check
  • Individual blacklist by email domains and email addresses
  • Plausibility check, customer address state equals IP state
  • Internal validation with scoring / rating mechanism
  • Transaction dispatching to multiple acquires / processors / schemes
  • External party fraud screening and risk management tools supported

Reporting & Analysis

The WeCollect solution provides extensive reporting and analytics capabilities to meet the needs of both large enterprises and small businesses. Whether it is direct API's to a complete dataset to integrate into your own enterprise system or an easy to use dashboard with all your payment information at your fingertips, WeCollect has you covered.

Our suite includes

  • A payment console with multiple search functionality for increasing the daily efficiency of your home business or large finance department
  • Complete details of each transaction enabling for cross checking against merchant's own data base
  • Extensive user rights management, providing fully audit trails of each user's role
  • Extensive reporting options, providing fully prepared daily, weekly, monthly financial reports
  • For each transaction/ modification of transaction, the merchant reference and transaction reference is specified for reconciling the reports generated by merchant's back office systems



Chinese e-commerce transactions are slated to grow to a massive US$540 billion by 2015 eclipsing the USA as the largest e-commerce market in the world. Of this huge number and increasingly large portion of Chinese consumers are expected to make cross-border purchases in the nature of US$23 billion in 2014, representing an 81% increase over 2013.

With this growth expected to continue at a fast pace, online merchants and payment processing companies will need to add China payment capabilities to their websites and gateways. In the near future China Unionpay (CUP) will be just as important as Visa and Mastercard.


Currently, China UnionPay is the gateway card and payment method to the China market. By accepting CUP you are adding the ability to accept transactions by China consumers with RMB cards issued by the member banks of China UnionPay which includes all the majors.

The WeCollect gateway will allow you to accept payments in RMB and allow you to receive settlement in the major currency of your designation.

China UnionPay is the sole domestic card issuer in China, and is now the world’s largest card network by number of cards, and is expected to surpass Visa to become the largest network by transaction volume within the next year.

If you want to access the Chinese consumer, having a CUP gateway is a necessity. To get started with China UnionPay contact us to learn more.




The number of e-commerce users in China is expected to reach over 300 million in 2015 and an increasingly larger percentage are transacting internationally through different services. WeCollect enables merchants to access this growing population of Chinese by providing familiar payment options at checkout.

Complement your business today with the ability to accept such major China debit and credit cards such as China UnionPay. All our solutions are accompanied by our industry leading fraud prevention, risk management, and complete business intelligence reporting and analytics.


At WeCollect, we assist payment processing companies connect to the China and Asia markets by providing access to China UnionPay and other popular Asian payment options. As the China and Asia markets continue to grow their consumption of international goods and services, we add value to your payment solution by expanding your geographic scope and increasing the value you provide to your merchant customers.

Whether you are for the first time looking to integrate China UnionPay to your current offering or simply looking to diversify your current options in Asia, WeCollect provides industry leading competitive rates and a full scope of services to meet your needs.


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Have a question or need help? Use the form or contact us at info@wecollect.com